Spanish Mortgage Refund

Might your Spanish lender owe you money? Discover your refund rights ​If you purchased a property in Spain using a Spanish mortgage prior to 2019, there is a strong possibility you were mis-sold terms that cost you thousands of Euros in unnecessary fees. Spanish court rulings and EU directives have established that banks must reimburse borrowers for unfair clauses that were systematically included in mortgage contracts. ​Many expatriates remain unaware that these claims are open to non-Spanish residents and apply even if the property has been sold or the mortgage is fully paid off. ​Unfair Clauses Eligible for Financial Recovery ​Floor Clauses (Cláusulas Suelo): Limits set by banks on how low your interest rate could drop, preventing you from benefiting when market rates fell, while variable rates were free to increase. ​Mortgage Setup Expenses (Gastos de Hipoteca): Systematically shifting 100% of notary, land registry, valuation, and agency fees onto the buyer. Spanish courts ruled banks must refund these administrative costs. ​Unfair Early Redemption & Interest Penalties: Excessive fee structures applied when paying off loan balances early or during brief payment delays. We have already been able to refunded over 400 expats moneies returned range from a few thousand Eurors to tens of thousands but the average is amount is about 6000 Euros If you want to find out how much you can get back either email [email protected] OR go to https://spanishmortgagerefunds.com/